jesse_the_k: Panda doll wearing black eye mask, hands up in the spotlight, dropping money bag on floor  (bandit panda)
[personal profile] jesse_the_k
To minimize the damage if my credit card is compromised/hacked/stolen online, I maintain an only-online credit card with a very low limit. In the unfortunate event that it's stolen, there's not a lot of damage the thief could distribute.

This works particularly well because my credit union permits me to overpay the card if I need to buy something that's over its standard limit. So if I have to buy a plane ticket to New Zealand(1), I can transfer $2000 to the card and then charge.

For my everyday life, I have another credit card that's got a higher limit. I never use it online.




(1) I wish.
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jesse_the_k: mirror reflection of 1/3 of my head, creating a central third eye, a heart shaped face, and a super-pucker mouth (Default)
Jesse the K

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