Entry tags:
We win one for once
As reported in this AM's New York Times, Bailout Provides More Mental Health Coverage: some politically savvy folks managed to include a very important car to the $7,000,000,000 "socializing risk" train: "mental health parity."
Currently US health insurers can and do arbitrarily limit coverage of mental-health treatments (talk therapy, drugs, or hospitalization). The parity bill means insurers must provide equal coverage for mental and physical illnesses. The article claims implementation at start of 2010. I'm betting there will be many plenty court cases before then.
One caveat: "A breakthrough occurred when sponsors of the House bill agreed to drop a provision that required insurers to cover treatment for any condition listed in the Diagnostic and Statistical Manual of Mental Disorders, published by the American Psychiatric Association." Employer advocates complained that treatment should not be mandated for some conditions that DSM mentions, such as "caffeine intoxication" or "jet lag."
Revisions to create DSM-V are scheduled in 2012.
Currently US health insurers can and do arbitrarily limit coverage of mental-health treatments (talk therapy, drugs, or hospitalization). The parity bill means insurers must provide equal coverage for mental and physical illnesses. The article claims implementation at start of 2010. I'm betting there will be many plenty court cases before then.
One caveat: "A breakthrough occurred when sponsors of the House bill agreed to drop a provision that required insurers to cover treatment for any condition listed in the Diagnostic and Statistical Manual of Mental Disorders, published by the American Psychiatric Association." Employer advocates complained that treatment should not be mandated for some conditions that DSM mentions, such as "caffeine intoxication" or "jet lag."
Revisions to create DSM-V are scheduled in 2012.