jesse_the_k: portable shortwave radio (radio)

Folk singer Jesse Welles [youtube.com profile] hellswelles wrote a great song about why companies like United Healthcare are horrible:

You paid for the paper,
you paid for the phone,
you paid for everything you need
to deny what you’re owed.

Play on YouTube or stream it here )

Lyrics and Guitar Tablature

I grew up in the 60s, when protest music was played on commercial radio. In the 70s, I played rhythm guitar and sang alto in several protest bands. We played at rallies and on picket lines, as well as small clubs in my town. Sharing a song with a crowd feeds my soul.

Any protest music that’s speaking to you right now?

jesse_the_k: Panda doll wearing black eye mask, hands up in the spotlight, dropping money bag on floor  (bandit panda)

On 8 July, I got a cortisone shot in my middle finger, in hopes of warding off surgery for yet another trigger finger. The PT handed me an oval-8 splint to wear that would help the synovial sheath swelling to calm down.

In the mail today, I got a notice from my pharmacy benefit manager (PBM) one of four profit-making entities that I buy health care from. This EOB notice comprised six sheets of office paper, mailed flat in a 9"x12" catalog envelope with a custom window. On top was the single-sided cover sheet with my and their addresses (to fit the window) as well as a boxed definition of "explanation of benefits" (EOB).[note 1] Next was another single-sided sheet with that actual explanation (details below). Then there are four more pages printed both sides explaining how to appeal (in type too small for me to read). These six sheets were mailed unfolded in a catalog envelope from Connecticut (although Navitus is headquartered here in Madison). For personal mailings, six sheets folded in an envelope costs $0.74 — sending flat sheets increases the cost 230%. Commercial postage is less but too confusing for me to calculate.

In the end, the EOB informed me that I might need to pay $1.20 for the oval-8 splint — more than it cost to send me the notice.

I know that many, perhaps most EOBs document important (nay, oppressive) amounts of money. Yet and still, this system is borked.

Players in my health care team, or, places to duplicate info and mishandle data:

  1. Health plan (we pay $890/month private insurance) https://www.deancare.com [note 2]
  2. Clinic — almost all my care and equipment comes from staff who work for https://SSMHealth.com They get paid by 1, 5, and 6
  3. Small mental health group, home to the "in-network" APNP who deals with my psych meds. https://madisonpsychiatricassociates.com Paid by 1, 5, and 6
  4. Family-owned and -run pharmacy, which gets money from 1, 5, and 6 https://www.ipcrx.com/pharmacy-profiles/2018/neuhauser-pharmacy-madison-wi
  5. Navitus the pharmacy benefits manager, https://medicarerx.navitus.com co-owned by SSMHealth and Costco. 1 pays them administrative fees to pay 2, 3, and 4
  6. Medicare (US government insurance, $170 monthly deducted from our retirement checks) and the only non-profit. Pays most of the bills for 2, 3, 4, and 5.

Note 1: (I’m not going to attempt to spell out what an EOB is. A handful of places try to explain in plain language: https://www.carepartnersct.com/wellness/how-read-your-explanation-benefits-eob

Note 2: I’m super lucky that MyGuy spent 20 years working for #1; he does a great job analyzing the EOBs, among many other skills.

jesse_the_k: text: Be kinder than need be: everyone is fighting some kind of battle (Be kinder)

Yesterday SLATE published Dahlia Lithwick’s insightful and helpful essay on self-isolation "How to Spend the Time." It discusses the impact of the COVID-19 epidemic and a mindset approach that is helpful for me.

https://slate.com/human-interest/2020/03/how-to-spend-time-quarantine.html

Juicy quotes that I hope aren’t triggering and still behind a cut )

She references Marge Piercy’s poem "To Be of Use," which I love so much it was part of our wedding ceremony, two months shy of 40 years ago.

211 words under the cut )

jesse_the_k: iPod nestles in hollowed-out print book (Alt format reader)

cross posted to the wonderful [community profile] podcastjoy community

An Arm and A Leg is a podcast focused on the cruel cost of U.S. health care. Experienced radio producer Dan Weisman personally crashed into this issue, looked around for help, and realized this was a beat that needed covering. He does original reporting and boosts the knowledge of dedicated fact-hunters and advocates from around the U.S.

Even though the topic is dire, the show is funny and well-edited. What If This Podcast Were A Musical is indeed a musical about the cost of health care!

The Why Are Drug Prices So Random episode turned on a very bright lightbulb for me re pharmacy benefit managers. PBMs are the 41 for-profit companies which determine how much U.S. folks pay for a prescription, no matter whether we have health insurance.

I’ve poked Dan about his wanton use of "crazy" as an all-purpose negative adjective and the lack of transcripts for An Arm and A Leg, and he promises to do better.

In the meantime, a sober evaluation of PBMs from STATnews:

350 words about PBMs )

jesse_the_k: The dog named Dug from "Up" looks worried (worry)

Nasal rinsing (also called nasal or sinus irrigation) is a long-standing practice in Ayurvedic medicine. In this tradition, the "neti pot" is the tool to have.

500 words on joyful sinus rinsing )

jesse_the_k: Muppet's Swedish chef brandishes cleaver and spoon with rooster at side (grandiloquent cook is grandiloquent)
  1. Do you think you have a healthy lifestyle?

Yes, I do. My friends are amazed at what I eat and I do 2 hours of health-maintenance work every day.

  1. What could you do to improve it?

I can’t imagine it now, but I’m sure it will come up.

  1. Are you tempted to eat every time you are hungry or do you wait for the next meal?

Snack-snack-snack-snack. I have to eat at least five smaller meals anyway, and then I snack between them.

  1. When are you most tempted to snack?

When my computer software (Rest) enforces a ten-minute pause.

  1. Do you agree with the saying: “Eat your breakfast, share your lunch with a friend and give your dinner to your enemy” or do you think it matters?

I have no idea what that means.

You too can play if you follow [community profile] thefridayfive

jesse_the_k: ACD Lucy holds two blue racketballs in her mouth, side by side; captioned "I did it!" (LUCY success)
...we have spent altogether too many hours juggling AV boxes. Now all caption formats viewable on our HDTV )

I have discovered how to increase my glee and reduce my anxiety. free my brain by doing healthwork first )

I started a good book (or at least, its first 60 pages meet that criterion). Not on Fire But Burning )

MyGuy found a beautiful, framed 1800 print of an iris at Goodwill this morning.

More news as it happens; maybe politics next time.

What's your favorite thing right now?
jesse_the_k: Due South's RayK and Fraser both rubbing their foreheads (dS F/K headache)
This question has popped up many times in the last few years. Obamacare encourages "wellness programs," employer-sponsored activities which some disabled people simply can't do. So what's the law?
quote begins
There is a new conflict in town: employer-sponsored wellness programs and the Americans with Disabilities Act (ADA). On several occasions the EEOC has sued employers for allegedly forcing compulsory and intrusive wellness programs aimed to improve the general health of employees. Is there a possible compromise for employers to foster employee wellness while avoiding unlawful medical inquiries?
quote ends

You can hear an expert lawyer's understanding and pose questions
FREE NEXT WEDNESDAY
November 18, 2015 2:00pm to 3:30pm eastern time
Use this link to register
http://www.ada-audio.org/Webinar/ADALegal/Schedule/

The regional ADA centers provide "webinars" open to all on many topics. Archives here:
http://www.ada-audio.org/Archives/ADALegal/index.php?order=ascending&source=FiscalYears#FiscalYears

signal boosts welcome
jesse_the_k: Baby wearing black glasses bigger than head (eyeglasses baby)
Alien spore entered my body when I was young. In my teens, it blossomed, crawled out and sunk its pincers into my shoulders. I've been carrying it ever since. This "alien baby"[1] may be easier to recognize as my atypical bodymind, where the goulash of pain and limitation resides.alien psych insights )

Popular Tags

Subscription Filters

April 2025

S M T W T F S
  1 234 5
6 789 101112
13141516171819
20212223242526
27282930   

Style Credit

Powered by Dreamwidth Studios
Page generated Wednesday, April 23rd, 2025 04:05 pm